The Best Way to Get Your Finance Ducks in a Row

Laveta Brigham

I do not have ducks, and they are not in a row. I have squirrels, and they’re at a rave.

Maybe you’ve seen this meme float around. It perfectly captures those of us who keep too many balls in the air, don’t think in a linear or rational fashion and generally don’t have our lives put together.

The world needs all types of people, but a creative, eclectic nature isn’t going to do you many favors when it comes to managing your finances. Chime might be the bank for you if you have trouble keeping your ducks in a row. Or your squirrels at the rave.

What is Chime?

Chime is an online-only company. It partners with 2 banks to offer checking and savings accounts. Most banks offered streamlined online and app experiences and the ability to manage your banking from your phone can help you stay organized.

Chime has

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Spot Rates Above $3/mile In 46 Of 100 Lanes

Laveta Brigham

This week’s DHL Supply Chain Pricing Power Index: 85 (Carriers)

Last week’s DHL Supply Chain Pricing Power Index: 85 (Carriers)

Three-month DHL Supply Chain Pricing Power Index Outlook: 80 (Carriers)

The DHL Supply Chain Pricing Power Index uses the analytics and data in FreightWaves SONAR to analyze the market and estimate the negotiating power for rates between shippers and carriers.

Lingering distortions from the Labor Day holiday make weekly comparisons difficult. Accepted tenders up 15% year-over-year this week, compared to 18% a week ago. Carriers are being particularly selective and rejecting more than 1 in 4 contracted loads, which has pushed spot rates above $3/mi. In 46/100 lanes. 

The Pricing Power Index is based on the following indicators:

Load volumes: Absolute levels and momentum positive for carriers

Our Outbound Tender Volume Index (OTVI) is calculated on a seven-day moving average basis to smooth out interday fluctuations. Due to this, the

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White House Virus Coordinator Birx Praises UA, Student Efforts

Laveta Brigham

TUSCALOOSA, AL. — White House Coronavirus Response Coordinator Dr. Deborah Birx had high praise for the University of Alabama and its students as part of her trip across the south visiting with university and community leaders, which stopped in Tuscaloosa on Friday.

A world-renowned global health official, Birx was appointed to the Office of the Vice President to aid in the government’s response to COVID-19 and can regularly be seen speaking during White House press briefings on matters related to the COVID-19 pandemic.

Birx spent her visit to Tuscaloosa meeting with students, UA administrators and local elected officials, which comes roughly eight weeks after her roundtable meeting with Alabama Gov. Kay Ivey.

“I think what we have found across a series of, particularly the SEC schools where we’re concentrated in this trip, the schools that prepared and had a plan,” she said, pointing also to her visit to the University

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Mom’s Relatable Comics Capture The Realities Of Distance Learning

Laveta Brigham

As a mother of two, cartoonist Adrienne Hedger understands the trials and tribulations of distance learning during a pandemic.

In her Hedger Humor comics, the Southern California-based artist captures familiar moments with honesty and wit. Her teenage daughters, Kate and Claire, have been doing remote learning since March. So far, the fall semester has gone more smoothly than the spring, Hedger told HuffPost. 

“In spring, everyone was caught off guard, and it felt like, ‘Let’s just get through this.’ Teachers were posting assignments and doing their best, but there were no set times when classes met online,” she said. “It was a confusing, stressful time. Things are a lot better now. There is a set schedule and all the classes meet in videoconferences.”

A few things every parent could use during remote learning. (Photo: <a href="https://www.instagram.com/adriennehedger/" rel="nofollow noopener" target="_blank" data-ylk="slk:Hedger Humor" class="link rapid-noclick-resp">Hedger Humor </a>)
A few things every parent could use during remote learning. (Photo: Hedger Humor )

One of the downsides of distance learning is that kids miss out on

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Trump enters campaign home stretch facing a perfect storm of fundraising hurdles

Laveta Brigham

WASHINGTON — Having lost his cash advantage, President Donald Trump has entered the final stretch of his re-election race facing a perfect storm of fundraising headwinds, including a base of big donors who are maxed out, choosing to sit on the sidelines or shifting resources to increasingly competitive Senate races.

Trump raised $210 million in August — a sizable sum, but far short of Democratic nominee Joe Biden’s $365 million haul. Despite having a nearly three-year fundraising head start on Biden, at the end of July both campaigns had nearly the same amount of money remaining in their war chests. Neither campaign has released their full financial filings for August.

Now, heading into the final weeks of the race, many major Republican donors have maxed out on how much they can legally give. Others are hesitant to give more after seeing the campaign burn through $800 million this cycle only

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You Don’t Need Perfect Credit to Get a Personal Loan

Laveta Brigham

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.

Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.

Clean up your credit, shrink your debt

Before you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.

The details on your credit report can show you why your score is low and signal how to address the issues before a

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The future of online commerce is now/Opinion

Laveta Brigham

Star Trek fans like me are familiar with wormholes.

They’re tunnel-like passages through space and time, similar to the tunnels bored by worms through apples. Until recently, they only existed in science fiction fantasies and in highly theoretical constructs of Einstein’s theory of general relatively.

But it feels as if we’ve all just passed through a wormhole, doesn’t it?

In the past few months, due to the COVID-19 pandemic, we’ve jumped 10 years into the future of online commerce, according to analysis from McKinsey & Company, the global consulting firm.

McKinsey also estimates that in just two weeks, telemedicine saw a 10-fold increase in virtual appointments. Remote working drove a 1,900% increase in video conference calls. Online learning welcomed 250 million new students in just 14 days. And it took only five months for Disney+ to attract the number of online movie streaming subscribers that Netflix signed-up over seven years.

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How a group of clinic volunteers use TikTok to battle anti-abortion protesters

Laveta Brigham

How a group of clinic volunteers use TikTok to battle anti-abortion protesters
How a group of clinic volunteers use TikTok to battle anti-abortion protesters

Sometimes you need to fight fire with fire — or fire with “WAP” lyrics.

A group of abortion clinic escorts and defenders have developed a devoted fanbase on TikTok after going viral for their unconventional methods of opposing religious protesters. The clinic, which is based in North Carolina, is often swamped with protesters who read Bible passages and chant about sin in an effort to intimidate patients seeking reproductive care. The army of primarily teenage girls defending the clinic’s patients are fighting back in the most quintessential Gen Z way possible: bullying them on the internet.

In one video, an older (and notably unmasked) protester, attempts to preach in front of the clinic. A woman with fuchsia hair and a “Black Lives Matter” face mask, TikTok user alexthefeminist, drowns him out by reading the lyrics to Cardi B

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‘A manifestation of decades of discrimination’

Laveta Brigham

Lending disparities are holding Black homebuyers back from homeownership, a new study shows. 

In 50 U.S. metros, Black homebuyers receive higher interest rates than buyers on average, according to a new study by LendingTree, a Charlotte, N.C.-based online lending marketplace.

“Unfortunately, the results of the study weren’t a surprise at all. This is just a manifestation of decades of discrimination and lack of access [to capital] for many Americans,” said Tendayi Kapfidze, chief economist at LendingTree.

On average, 15.87% of Black homebuyers received higher-than-average interest rates, compared to only 6.88% of buyers in the top 50 U.S. metros — almost a 9 percentage point spread, according to the study. 

Interest rates were especially bad for Blacks in the Midwest, according to the LendingTree study. In Cleveland, Ohio, 26.56% of Black homebuyers received higher-than-average interest rates, compared to less than 10% of the overall population. The smallest spread was in San

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ETSY, JD, SHOP and W

Laveta Brigham

For Immediate Release

Chicago, IL – September 11, 2020 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include Etsy, Inc. ETSY, JD.com, Inc. JD, Shopify Inc. SHOP and Wayfair Inc. W.

Here are highlights from Thursday’s Analyst Blog:

4 Large-Cap Growth Leaders for the Long Run

Is there a good time to buy a growth stock? Can you really time things perfectly to buy cheap and watch your purchase grow? Are there certain principles we should be following when looking for growth? Are there indicators that might help? How long do we need to hold a stock to really see the gains? These are some of the questions we would be asking ourselves when looking to buy growth stocks.

As it

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