The 20 Best Moisturizers Guaranteed to Make Your Face Look Expensive

Laveta Brigham

So technically, there are about 13,876 different skin types. (Super precise, we know.) That said, to help streamline the thousands of products available to our shopping-hungry fingertips, the skincare industry likes to lump us all together into more overarching categories—oily, combination, dry, sensitive, and normal. Based on the skin type you most identify with (here’s a handy guide from one of our fave retailers, Dermstore), you can choose your skincare formulas accordingly. Of course, that all sounds peachy keen until you’re faced with 97 pages of face moisturizers while surfing your go-to online beauty retailer. (We wish that was an exaggeration, but unfortunately, ’tis not.)

Since the changing of seasons and the recent onset of spring automatically begs the temptation for product switch-ups and skincare routine overhauls, we’ve been on the hunt for all the best face moisturizers the internet has to offer so that you, dear reader, can avoid

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20 Important Questions to Ask Before Renting an RV

Laveta Brigham

Photo credit: MCCAIG/istockphoto
Photo credit: MCCAIG/istockphoto

Driver’s Ed

With many people steering clear of air travel during the pandemic, RV travel has become a new go-to — and for good reason. Taking a vacation in a recreational vehicle allows you to travel comfortably with (nearly) all of the amenities of home while creating unforgettable memories. But before you decide to rent an RV, there are many questions to ask. Driving such a large vehicle comes with many considerations and restrictions. There may also be unexpected fees and maintenance requirements. Here are some questions to keep in mind if an RV vacation is on your to-do list.

Photo credit: YinYang/istockphoto
Photo credit: YinYang/istockphoto

How Much Mileage Is Included in the Rental Cost?

When it comes to budgeting for your RV vacation, one of the most important questions to ask before signing on the dotted rental-contract line is how much mileage is included with the rental fee you’re

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JD.com racks up $38B in sales in annual online shopping fest

Laveta Brigham

HONG KONG (AP) — JD.com’s annual “618” online shopping extravaganza racked up a total of 269.2 billion yuan ($38 billion) worth of transactions, as consumers splurged during China’s first major e-commerce sale since the pandemic began.

This year’s tally was 33% higher than last year’s 201.5 billion yuan in sales. It reflects an increasing shift to online shopping as consumers shun brick-and-mortar stores.

The “618” shopping event, which typically spans from June 1 to June 18, was first conceived by JD.com to rival Alibaba’s November 11 Singles’ Day festival. It is being closely watched as a barometer of consumer appetites for spending given pressures from the pandemic. China’s economy contracted for the first time in nearly three decades during the first quarter of this year.

Imported goods remained popular among JD.com customers, who snapped up luxury products, electric shavers and coffee machines. Some of the most popular brands among customers

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Church of England and Bank of England apologise for historic slavery links

Laveta Brigham

The Bank of England vowed to block any images of its notorious former leaders from being displayed there - Toby Melville/Reuters
The Bank of England vowed to block any images of its notorious former leaders from being displayed there – Toby Melville/Reuters

The Church of England and the Bank of England apologised on Thursday night for their historic links to slavery through vicars, bishops and Bank governors who benefited from the trade in the 19th century.

The Church said its links to slavery were “a source of shame” as it emerged that scores of churches, clergymen and even a bishop could have been funded by compensation paid to plantation owners.

Fresh analysis of a database held by University College London (UCL) found that nearly 100 clergymen, including a bishop, who benefited from slavery were from the Church of England. Six governors and four directors of the Bank of England are also named as claimants or beneficiaries in the database.  

They include Sir John Rae Reid, governor between 1839 and 1841 and

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How the Pandemic Changed the Way Americans Spend Their Money

Laveta Brigham

The coronavirus pandemic has thrown millions of Americans into chaos, negatively affecting financial well-being alongside physical and mental health. As unemployment rates soar and money insecurities abound, a new NerdWallet survey finds almost half of Americans (48 percent) are indeed feeling less confident about their personal finances due to COVID-19.

In a survey of more than 2,000 U.S. adults commissioned by NerdWallet and conducted online by The Harris Poll, we asked Americans how COVID-19 is affecting their finances—including spending and saving habits, feelings about homebuying and investing, and money plans for the end of the pandemic.

Key findings

  • Income impact: Close to 7 in 10 Americans (69 percent) say their household income has been negatively impacted by COVID-19, including 80 percent each of millennials (ages 24-39) and Gen Zers (ages 18-23).

  • Stimulus saving: More than one-third of Americans (36 percent) plan to use/have used their stimulus check to save and/or

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Florida Rep. Matt Gaetz Tells the Story of the Teen He’s Been Raising Whom He Calls His ‘Son’

Laveta Brigham

Six years ago, Florida Rep. Matt Gaetz says, he met the young boy he now calls his son.

Nestor Galban was 12 and had just arrived from Cuba, where he’d grown up and where his mother had recently died of breast cancer, Gaetz says. Then a state legislator, Gaetz was dating Nestor’s older sister.

And so Nestor moved in with them — “a modern family,” Gaetz says now.

He says that, except for an interruption during Nestor’s junior year after Gaetz and Nestor’s sister broke up, Nestor has basically lived with him since moving from Cuba.

“He is a part of my family story,” Gaetz, 38, tells PEOPLE, adding: “My work with Nestor, our family, no element of my public service could compare to the joy that our family has brought me.”

Geatz did not formally adopt Nestor (and he declines to discuss Nestor’s relationship with his biological family now).

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‘I Have Nothing:’ The Story Of Wisconsin’s Unemployment Crisis

Laveta Brigham

MILWAUKEE, WI — It was Wednesday morning, and DeiDra Blakley was on the floor of her Milwaukee apartment counting the loose change she saves in a jar.

Blakely has been out of work for more than 13 weeks, and despite applying for unemployment insurance benefits in Wisconsin, she has yet to receive a check. She’s fallen more than two months behind on her rent, and is afraid she might be evicted after the state’s 60-day moratorium on evictions expired last week.

She has a quarter-tank of gas left in her car, and she’s been spending the morning hunting for boxes at nearby gas stations, so she has something to pack her belongings in case she is evicted.

The change amounts to $16.03 — almost enough to fill the tank.

Blakely used to work in the Fire Keepers Club at the Potawatomi Hotel and Casino until she was furloughed. Her last

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The 7 worst ways people are spending their tax refunds

Laveta Brigham

Since the pandemic pushed this year’s tax deadline back to July 15, many Americans will be receiving their refund in the coming weeks.

The IRS says people are getting back an average of $2,769 this year, a slight increase from the year before.

But with the economy still struggling and unemployment numbers hovering at record highs, managing your refund wisely is more important than ever.

Here are the seven worst ways to use a 2020 tax refund.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting your tax refund aside in an emergency fund is one of the smartest things you can do. Many financial advisers recommend keeping enough cash on hand to cover at least six months of your regular expenses.

But keep in mind: Where you stash your emergency savings matters a lot.

Don’t just leave your funds in a traditional checking account, which

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How to share your Kindle books in 2 different ways

Laveta Brigham

You can share Kindle books with (or in some cases, without) a Family Library.
You can share Kindle books with (or in some cases, without) a Family Library.

Hollis Johnson/Business Insider

  • It’s easy to share Kindle books through Amazon Household, a feature that allows you to share Amazon benefits between family members.

  • Setting up an Amazon Household, which can be done online or on your Kindle device, gives you access to a Family Library.

  • Books are automatically shared between members’ devices, though you can check a book’s status online at any time.

  • You can also share Kindle books with others by lending or borrowing, though not all Kindle books are eligible for this option.

  • Visit Business Insider’s Tech Reference library for more stories.

You can easily share Kindle books between family members, but you’ll have to set up an Amazon Household first.

In addition being able to share Prime benefits, creating an Amazon Household gives you access to Family Library, a shared collection of

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Pot shops are copying Amazon and Uber Eats

Laveta Brigham

(GETTY)
(GETTY)

The cannabis sector is tearing pages from the playbooks of technology titans during COVID-19, deploying ideas inspired by Amazon (AMZN) and Uber Eats (UBER) to reshape how consumers buy pot.

The pandemic spurred a flurry of innovation as governments locked down brick-and-mortar cannabis stores in an effort to stop the spread of the virus. In Ontario, private retailers fast-tracked new online sales channels temporarily opened up by the province, allowing them to stay in business after stores were ordered closed between April 5 and the first phase of conditional reopening on May 19.

Many within the industry want the Ford government to make the concessions granted to weather the virus permanent. Prior to COVID-19, legal online sales in Ontario were the exclusive domain of the province-run Ontario Cannabis Store.

While it’s unclear if the window of digital opportunity will remain open for private shops once state of emergency orders

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