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How to Plan and Save for Your Wedding During the Pandemic, According to Experts

PEOPLE’s Real Tips for Real Life presents practical answers to some of the most commonly asked questions around finance, employment and preparing for the future — even when that future can seem very uncertain.

Almost every big wedding this year has been rescheduled for 2021 because of the coronavirus pandemic’s devastating impact on the world, celebrity wedding expert Colin Cowie tells PEOPLE.

“I’m telling couples to get engaged now — and wait,” says the party planner, whose A-list clientele includes Oprah Winfrey and Ryan Seacrest. “The idea of a socially distanced wedding with people standing 10-feet apart, I don’t find anything exciting or glamorous about that.”

Couples were “extremely and bitterly disappointed” at the idea of postponing their weddings, Cowie says. But after he explained what would have to be done to follow CDC guidelines and ensure everyone’s safety, all of Cowie’s clients elected to wait.

“A wedding is a

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How to Save Money: 101 Genius Tricks

Benjamin Franklin — a man who knew a thing or two about frugal living — once warned: “Beware of little expenses. A small leak will sink a great ship.”

From grocery shopping to impulse buys, the choices we make every day have a huge impact on our budget. With these 101 money saving tips, you’ll learn how to spend less and pocket more no matter the day or time of year. Incorporating as many of these hacks into your life as possible could be a real game-changer for your finances — especially since it’s nearly impossible not to find something new on this list that you haven’t tried before.

Our 101 savings tips fall into the following categories:

Everyday lifestyle tweaks Online shopping apps and strategies Food and drink Travel Regular bills and subscriptions Energy and automobile savings Eliminate fees and interest charges Seasonal savings Plus: How to save money

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The 6 best credit cards that will save you the most money

The right credit card can help you save big on your next big purchase
The right credit card can help you save big on your next big purchase

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

Whether you’re buying a new television, remodeling the kitchen or even covering an emergency bill, certain credit card perks can help you save money whenever you have to spend. Big purchases are great to charge to your credit card—if you have a personal payback plan and picked the right card, that is. A card with an introductory 0% APR period can also be a great financing choice when you want a long, interest-free repayment period. Plus, many cards come with extra benefits, like

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35 Ways to Save Money

Small steps can make a big difference over time.

A well-stocked savings account is the cornerstone of a healthy financial life.

After all, a robust emergency fund allows you to weather financial setbacks, health emergencies and income disruptions. A well-stocked retirement fund permits you to quit work sooner or pursue your job-related passions without needing to worry about money. A fat 529 college savings account gives you and your children access to a college degree.

In essence, saving gives you freedom, including the freedom to take risks, enjoy life and provide your children with a better future. Interested in getting your savings on track? Here’s U.S. News’ best advice for saving money.

Understand your expenses.

Before you can reduce spending and make room to fund your savings account, you have to know what your expenses are. A key part of boosting your savings is understanding cash flow and slashing spending

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How Working From Home Long-Term Will Save You Money

Photo credit: PeopleImages/istockphoto
Photo credit: PeopleImages/istockphoto

Money in the Bank

It’s no secret that working from home comes with many perks and benefits. But perhaps chief among them is the financial savings over the long term when compared to working in an office or some other location outside the house. In fact, the savings can be substantial, adding up to thousands of dollars a year. Here’s a closer look at just some of the ways you can trim your spending working from home over the long haul.

Reducing Food Expenses

Let’s start with the obvious. We all spend far more money on food when we’re working outside the home. “Everyone is aware that eating out is both unhealthy and costly, but people still do it,” says Tom Scarda, CEO and founder of The Franchise Academy, who has been working as a remote CEO for about 15 years. “This crisis forced many people to

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Government loans helped save millions of jobs, but the money is running out for many

Server Conor Susi, center, takes orders from a dine-in group at Faith & Flower in downtown Los Angeles on June 6. <span class="copyright">(Kent Nishimura / Los Angeles Times)</span>
Server Conor Susi, center, takes orders from a dine-in group at Faith & Flower in downtown Los Angeles on June 6. (Kent Nishimura / Los Angeles Times)

The surprising jobs rebound in May, which fueled hopes for a fast recovery from the pandemic recession, was almost certainly due in large part to tens of billions of dollars of forgivable government loans to small businesses.

Known as the Paycheck Protection Program, the initiative — part of the much larger COVID-19 relief package enacted by Congress when the pandemic first began pounding the economy — has to date lent more than $512 billion to struggling small businesses, including about $67 billion in California. The money does not need to be repaid if funds are used to keep workers on the payroll and other conditions are met.

The novel idea to discourage layoffs has no precedent in past economic crises.

And without it,

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16 Splurges That Save You Money in the Long Run

Smart shoppers know that comparing prices to find the best deal can pay off. However, buying the cheapest option doesn’t always mean you’re actually getting the best deal. In fact, it can make financial sense to spend more on some products and services to save money over the years.

“Sometimes, we might think we’re saving money on cheaper items, when in reality, splurging a little on the more expensive competitor would have saved us more over the long run,” said Matt Dworetsky, president of Dworetsky Financial in Wall Township, New Jersey. Keep reading to find out when splurging on the pricier option can help save you money over time.

Last updated: March 27, 2020

Energy-Efficient Appliances

Spending more on energy-efficient appliances can help you save money in the long run, said Monica Lam, a financial blogger at LuckyMojito.com and mother of two. In particular, shelling out $50 to $100 more

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Gov. Newsom must make face masks mandatory in California to save lives from COVID-19

The evidence is clear: Cloth masks can help significantly reduce the spread of the coronavirus. That’s why California must make masks mandatory in all public places. Sources say Gov. Gavin Newsom is expected to address the question of mandatory masks today.

Multiple scientific studies show that, until there’s a vaccine, cloth masks will provide our best defense against the unchecked spread of the virus that causes COVID-19. That’s why all Californians should gladly do their part and wear masks in public places.

“This protective measure alone significantly reduced the number of infections, that is, by over 78,000 in Italy from April 6 to May 9 and over 66,000 in New York City from April 17 to May 9,” according to a recent study published in the Proceedings of the National Academy of Science. “Other mitigation measures, such as social distancing implemented in the United States, are insufficient by themselves in

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Top tips to save when shopping online in a lockdown

Buying second-hand goods on Amazon, eBay or Gumtree could save you money during lockdown. (Christian Wiediger/Unsplash)
Buying second-hand goods on Amazon, eBay or Gumtree could save you money during lockdown. (Christian Wiediger/Unsplash)

From abandoning your basket to timing your spree right, a few insider hacks could save you up to £300 a year shopping online.

We all love getting a good deal, especially in lockdown when cashflow is uncertain.

With that in mind, personal finance experts Ocean Finance has compiled 23 insider tips that could help you save up to £300 every year.

Top 10 money-saving tips

1. Save your shopping for Wednesday, Thursday, and Friday

Retailers tend to offer discounts on Wednesday, Thursday, and Friday, so if you wait until the middle of the week, you could potentially save a lot of money on the items you are looking for.

2. Check store tags to see what is going to be put on sale

For those who like to look in-store before making a purchase

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How to Save Time and Money Food Shopping

Shopping for groceries has been fraught enough of late—and that was before food prices spiked. Now consumers need to find new ways to economize on what they buy at the store while continuing to stay safe as they shop.

Grocery prices rose a seasonally adjusted 1 percent between April and May, according to the U.S. Bureau of Labor Statistics, which tracks the prices of goods and services that Americans consume. That’s not as high as the 2.6 percent increase between March and April. But taken together, those increases mean Americans paid an average 4.8 percent more for “food at home,” as the BLS calls it, than they did in May 2019.

Some of the largest increases are due to events you’ve seen in the news. Beef and veal posted their highest-ever one-month gain, 10.8 percent, the result of temporary shutdowns of meatpacking plants where workers were infected with the coronavirus.

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