Ways

100 Ways To Make Money Without a 9-to-5

Due to the recent coronavirus pandemic, many people have lost work hours or been laid off. As people struggle to figure out how to supplement their income, picking up a side job to make a few extra bucks might be helpful. While not all of these gigs may be possible due to certain social distancing guidelines, these 100 ways to increase your income might help now — or for ones that require more social interaction, you can do them later to help boost your income.

Taking online surveys is one of the easiest ways to earn extra money. And plenty of companies are looking for consumer feedback to improve their products or develop new ones.

Brands hire survey sites to conduct online questionnaires on their behalf, gaining access to precious customer feedback. The sites, in turn, pay you for participating in their surveys. If you really want to rake in … Read More

Four Ways Small Businesses Can Cuts Costs

While running a business is often a juggling act of different roles and tasks, the one constant is the job of managing the capital used to fund it all. Regardless of what larger social or economic issues might be at play at any given time, effectively managing your business’s expenses and investments is the best way to ensure that it can continue to grow and evolve in the future.

While there are a number of items that business owners monitor in order to more effectively allocate their capital, what follows are four areas that any business can target to cut unnecessary or wasteful spending.

Manage Resources Strategically

At its core, owning and operating a small business is about managing resources. From the talent on staff to the equipment and materials used in production, business owners are trained to make sure all of their resources are allocated optimally.

Of course, after

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9 Free (Or Cheap) Ways To Do Your Taxes Online

The IRS has pushed Tax Day 2020 to July 15th in light of the coronavirus outbreak. This delay now applies to both filing federal returns and federal tax payments, and many states are following suit and extending their tax deadline too.

July 15th might seem like a long time away, but experts are still recommending that you file as soon as possible. Hopefully you’ve already gathered your documents and have decided whether it’s a good idea for you to do your own taxes. Now, you might also might want to start figuring out where you’re going to file this year.

How you choose to file will depend on your particular tax situation. For instance, if you are a full-time employee and only have one W-2 to deal with, the process will likely be more straightforward and you can probably save a lot of money by filing yourself online.

If you

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12 Ways to Stop Wasting Money on Your Car

FG Trade/istockphoto
FG Trade/istockphoto

Beyond Changing the Oil

Cars are one of the largest purchases consumers make, alongside homes and college educations. But unlike real estate or a bachelor’s degree, a car isn’t an investment. A vehicle is an expense — and one that doesn’t end with the purchase. It takes more than fuel to operate a car over the long run. Routine maintenance and repairs are necessary to keep a vehicle operating safely and efficiently and to preserve its resale value, but you can still save money when caring for your car. Here are some tips to make sure you aren’t wasting money on your car.

Related: 11 Things to Do to Maintain Your Car While You’re Not Driving It

NorGal/shutterstock
NorGal/shutterstock

Change the Air Filter Yourself

This is one of the easiest of all car-maintenance tasks. The owner’s manual shows how and how often to do it (typically every 10,000 to

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25 Easy Ways to Be Kinder to Others (and Yourself)

Real talk: The world is kind of a mess right now. And some of the struggles that we’re facing seem so monumental that it’s easy to feel down about the current state of affairs. But rest assured—there are things you can do to help those around you. You can sign petitions. You can donate money. You can practice social distancing to keep vulnerable people safe. And may we offer another suggestion? You can be kind.

Every time you do something nice for others—without expecting anything in return—you make the world just that much better. Are we saying that putting change in someone else’s parking meter is going to solve the world’s problems? Obviously not. But it will make someone’s day a little brighter. And here’s the funny thing about kindness: It’s contagious. That person might just pay it forward and do something considerate or charitable for somebody else, who

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24 Ways To Maximize Your Paycheck This Year

Paychecks come but they go even faster as expenses quickly mount. Though your pay may be limited, the ways you can creatively cut costs and maximize your money are not. If you need a little extra money, here are 24 ways to stretch your paycheck and make it bigger each month through a combination of cost-cutting ideas and methods to earn a little bit more money when you need it.

Last updated: Feb. 27, 2020

Put Your Budget in Writing

One of the best ways to squeeze more money out of your paycheck is to know what your current expenses are so you can decide where to trim your current spending. By writing down a budget, you give yourself a financial framework within which to work. If you can’t see what you’re spending, how can you know where to cut back?

Consolidate Your Debt

After looking at your finances, if

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50 Ways You’re Throwing Money Away

You probably don’t realize all the ways you’re wasting money and leaving free money on the table — and these little missteps can add up to big dollar losses. Fortunately, once you’re aware of these bad money behaviors, you can take steps to change them. Making small tweaks to your lifestyle and spending habits could pay off in a big way.

Keep reading to find out the costly money mistakes you’re making — and how to stop making them so you can keep more money in your wallet.

While layaway might seem like a sensible way to hold onto something you want to buy, it’s not always a smart way to net savings. That’s because layaway locks you into a certain price and — if ultimately financed by a credit card — additional interest charges.

Having a high-interest savings account can help you grow your money and build an emergency … Read More

7 ways cybercrime is evolving amid the coronavirus pandemic

For many cybercriminals, the global coronavirus pandemic has been a golden opportunity for fraud.

And we haven’t even seen the worst of it yet.

Scammers love crises. From the criminal’s perspective, few things are better for cultivating new victims than a natural disaster or a social crisis.

Why? Because scams work best when people aren’t thinking clearly. When people are highly emotional, scared or anxious, as they usually are during a crisis, they tend to make impulsive decisions. This is exactly what the scammers want.

Read more: What to do if your identity has been stolen

A woman uses a smartphone and a mobilephone in front of a laptop on April 3, 2019. (Photo by ISSOUF SANOGO/AFP via Getty Images)

Cybercriminals are opportunists, and during a “normal” crisis — like a natural disaster — the opportunities are often short-lived. But the current crisis (or, rather, crises) is different.

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35 Ways to Save Money

Small steps can make a big difference over time.

A well-stocked savings account is the cornerstone of a healthy financial life.

After all, a robust emergency fund allows you to weather financial setbacks, health emergencies and income disruptions. A well-stocked retirement fund permits you to quit work sooner or pursue your job-related passions without needing to worry about money. A fat 529 college savings account gives you and your children access to a college degree.

In essence, saving gives you freedom, including the freedom to take risks, enjoy life and provide your children with a better future. Interested in getting your savings on track? Here’s U.S. News’ best advice for saving money.

Understand your expenses.

Before you can reduce spending and make room to fund your savings account, you have to know what your expenses are. A key part of boosting your savings is understanding cash flow and slashing spending

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The 7 worst ways people are spending their tax refunds

Since the pandemic pushed this year’s tax deadline back to July 15, many Americans will be receiving their refund in the coming weeks.

The IRS says people are getting back an average of $2,769 this year, a slight increase from the year before.

But with the economy still struggling and unemployment numbers hovering at record highs, managing your refund wisely is more important than ever.

Here are the seven worst ways to use a 2020 tax refund.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting your tax refund aside in an emergency fund is one of the smartest things you can do. Many financial advisers recommend keeping enough cash on hand to cover at least six months of your regular expenses.

But keep in mind: Where you stash your emergency savings matters a lot.

Don’t just leave your funds in a traditional checking account, which

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