How to Find the Right Life Insurance Policy for You

Laveta Brigham

Ryan Ermey: On today’s show, Sandy tells us about new fees that have cropped up since the pandemic, and I break down changes to the Dow Jones Industrial Average. That’s all ahead on this episode of Your Money’s Worth. Stick around. Sandy Block: I’m good, Ryan. How are you? Sandy […]

Policygenius.com, breaks down the nuances in a main segment interview.” data-reactid=”19″>Ryan Ermey: If you’re considering adding a life insurance policy, you should know that not all policies or indeed types of life insurance are created equal. Jennifer Fitzgerald, CEO and co-founder of online insurance broker Policygenius.com, breaks down the nuances in a main segment interview.

Your Money’s Worth. Stick around.” data-reactid=”24″>Ryan Ermey: On today’s show, Sandy tells us about new fees that have cropped up since the pandemic, and I break down changes to the Dow Jones Industrial Average. That’s all ahead on this episode of Your Money’s Worth. Stick around.

Ryan Ermey, joined as always by senior editor Sandy Block. Sandy, how are you?” data-reactid=”29″>Ryan Ermey: Welcome to Your Money’s Worth. I’m Kiplinger’s associate editor Ryan Ermey, joined as always by senior editor Sandy Block. Sandy, how are you?

interest rates are so low that a lot of people are refinancing their mortgages to save money. Fannie Mae and Freddie Mac recently announced that they’re going to attach what they call an adverse market fee of 0.5% to any mortgages refinanced through them. And they originally said it was going to take effect September 1st. Now they’re saying it’s going to take effect December 1st, which means people have time to refinance before then. But they are basically citing additional risks related to the pandemic in refinancing mortgages in announcing this fee.” data-reactid=”32″>Sandy Block: Well, the biggest one that’s really shaken a lot of people up, because interest rates are so low that a lot of people are refinancing their mortgages to save money. Fannie Mae and Freddie Mac recently announced that they’re going to attach what they call an adverse market fee of 0.5% to any mortgages refinanced through them. And they originally said it was going to take effect September 1st. Now they’re saying it’s going to take effect December 1st, which means people have time to refinance before then. But they are basically citing additional risks related to the pandemic in refinancing mortgages in announcing this fee.

life insurance? And if you do, what kind do you get and how much? The answers to these questions and more after the break.” data-reactid=”61″>Ryan Ermey: Do you even need life insurance? And if you do, what kind do you get and how much? The answers to these questions and more after the break.

a good amount of people end up underestimating how much coverage they actually need.” data-reactid=”69″>Ryan Ermey: So what is the rule of thumb for determining how much coverage you should get? Because, I seem to remember reading an article that we put out, that a good amount of people end up underestimating how much coverage they actually need.

XOM) from the Kiplinger Dividend 15, despite the fact that they’ve paid consistently rising dividends since the beginning of time. But the news was that Exxon is being jettisoned from the Dow Jones Industrial Average, as well.” data-reactid=”100″>Ryan Ermey: Well, right before we get there, I mean, have you ever felt like a true prognosticator when you’ve covered something for Kiplinger’s? Because this is what’s happened to me. I got an e-mail from my editor that had Exxon Mobil in the subject line. And I was like, “Oh no,” because listeners may remember that I jettisoned Exxon Mobil (XOM) from the Kiplinger Dividend 15, despite the fact that they’ve paid consistently rising dividends since the beginning of time. But the news was that Exxon is being jettisoned from the Dow Jones Industrial Average, as well.

CRM), Amgen (AMGN), and Honeywell International (HON). And leaving, along with Exxon Mobil are Pfizer (PFE) and Raytheon Technologies (RTX). Now it’s interesting that Exxon is leaving, because it is the longest tenured member of the Dow. It’s been in the index since 1928.” data-reactid=”105″>Ryan Ermey: So joining the index will be Salesforce (CRM), Amgen (AMGN), and Honeywell International (HON). And leaving, along with Exxon Mobil are Pfizer (PFE) and Raytheon Technologies (RTX). Now it’s interesting that Exxon is leaving, because it is the longest tenured member of the Dow. It’s been in the index since 1928.

AAPL) is doing a 4-for-1 stock split on August 31st.” data-reactid=”109″>Ryan Ermey: So, quite a long time, considering it was before the Great Depression. So what triggered the change? Well, that’s another big thing that’s going on in the market on the same day. And that is that Apple (AAPL) is doing a 4-for-1 stock split on August 31st.

Your Money’s Worth. For show notes and more great Kiplinger content on the topics we discussed on today’s show, visit Kiplinger.com/podcast. You can stay connected with us on Twitter, Facebook or by e-mailing us at [email protected].” data-reactid=”135″>Ryan Ermey: And that’s all for this episode of Your Money’s Worth. For show notes and more great Kiplinger content on the topics we discussed on today’s show, visit Kiplinger.com/podcast. You can stay connected with us on Twitter, Facebook or by e-mailing us at [email protected]

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