Tools like spreadsheets and budgeting apps can help you get better at saving money. But you might need to look beyond hard numbers to get a full financial picture. “Just identifying [mental] roadblocks can go a long way to reducing their impact,” says Tara Tussing Unverzagt, founder and president of […]
What no-deal Brexit means, and how it might affect daily life in the UK
Passports and visas Currently, anyone visiting an EU country only needs a passport that is valid for the proposed duration of their stay. From Jan 1, however, they will need to have at least six months of validity on their travel documents. Those who do not renew in time will not […]
Will Biden’s inauguration affect mortgage rates?
Even in light of the 2020 presidential election, mortgage rates hold steady at all-time lows. But could rates be affected by a probable Biden administration? If so, will rates rise or fall, even amid an on-going battle with COVID? (iStock) The coronavirus pandemic affected how we live and work. It […]
COVID-19 likely to affect holiday shopping
CLOSE Big in-person sales and events for Black Friday and Small Business Saturday are made more difficult during the pandemic. Meanwhile, more customers are heading online. At Jackson’s Lemuria Books, author events — such as this 2017 John Grisham signing — helped create excitement and drive sales, especially around the […]
How will these credit card payments affect my credit score?
Q. How is the income-to-debt ratio figured? When I make a large purchase with a credit card, I sometimes pay it in two payments, one right away and the second by the end of the billing cycle. Does the mid-cycle payment reduce the ratio for the month? Does it improve […]
Biden inherits a widening gap in American education. It could affect economic growth.
In his first address to the nation as president-elect, Joe Biden made it clear that he will make education a priority during his administration. He noted in his victory speech that his wife, Jill, is a teacher and that educators “will have one of your own in the White House.” […]
Biden online harassment plan could affect Facebook, Twitter, YouTube
President-elect Joe Biden on Nov. 9, 2020 at the Queen Theater in Wilmington, Delaware. Joe Raedle | Getty Images News | Getty Images Although it may not get as much attention as his plans to stem the spread of Covid 19 or change the tax code, President-elect Joe Biden is […]
How Joe Biden’s Tax Plan Could Affect You
WASHINGTON—In the closing weeks of the campaign, President Trump is increasingly focusing attention on rival Joe Biden’s tax proposals. Mr. Trump said in a tweet that “BIDEN is going to raise your taxes at a level never seen before.” Here are some common questions. How big is Biden’s proposed tax […]
How do interest rates affect debt?
article Lower interest rates could reduce your costs, but it may not be automatic. (iStock) Interest rates are a representation of the cost of borrowing money. While many factors go into determining interest rates, we’re seeing record-low mortgage refinance rates, personal loan rates, student loan refinance rates and more. Lenders […]
Four Factors That Affect Your Business Credit
CEO at Novae, helping business owners establish business credit scores then leveraging the scores to access cash and credit. getty If you are an entrepreneur and want to start or grow your company without giving up any equity early on, you will need access to business funding. Maintaining 100% ownership of […]
Republicans are knocking on voters’ doors. Democrats aren’t. Will it affect the 2020 outcome?
Democrats think it’s dangerous and unnecessary. Republicans consider it safe and essential. And both agree that, when it comes to in-person voter communication, neither side has ever experienced a dynamic like the one in this election. The ongoing coronavirus pandemic has created a stark divide in the way the ideological […]
How France, Malta and Netherlands joining ‘no-go’ list will affect British travellers
Action stations: Dover is expected to be extremely busy as travellers race to get home before quarantine takes effect: Port of Dover Hundreds of thousands of British holidaymakers in France, Malta and the Netherlands, and many more with plans to visit these countries, face two weeks in self-isolation when they […]