Avoid fees on your stimulus payment debit card

Laveta Brigham

(CNN) —   A second round of stimulus payments are going out now, and most people are receiving their money either via check or direct deposit. But the Treasury Department has announced that, as was the case the first time around, some Americans will receive their payment in the form […]

No credit? No problem: Petal credit card review

Laveta Brigham

Taylor Medine Published 11:24 a.m. ET Dec. 22, 2020 Applicants with bad credit or without a credit history may still qualify for Petal credit cards. (Photo: Getty Images / StockRocket) — Our editors review and recommend products to help you buy the stuff you need. If you sign up for a […]

3 Credit Card Strategies for a Debt-Free 2021

Laveta Brigham

Image source: Getty Images. While it doesn’t influence our opinions of products, we may receive compensation from partners whose offers appear here. We’re on your side, always. See our full advertiser disclosure here. Shopping with credit cards is convenient, and certainly has advantages over using cash for your purchases. With […]

How to pay off $50,000 in credit card debt

Laveta Brigham

Dealing with serious credit card debt? You have options. (iStock) Having high amounts of credit card debt can be daunting. And paying it all off? That’s even more difficult. Fortunately, there are a number of strategies that can help you tackle the problem, including some that may even save you […]

Earn Rewards That Will Beat Your Credit Card

Laveta Brigham

I’ve been writing about money since 2013, and I’ve seen a lot of financial products hit the market over the years. When it comes to rewards, credit cards have been the way to go ever since the Durbin Amendment of the Dodd-Frank Act killed off most debit card rewards programs. […]

Insubuy, Inc. receives PCI DSS (Payment Card Security – Data Security Standard) Certification, Ensuring Secure Payments for Global Users | News

Laveta Brigham

PLANO, Texas, Dec. 8, 2020 /PRNewswire/ — Global InsureTech company Insubuy, Inc., an innovative and leading marketplace for travel insurance, is pleased to announce that it has been certified as PCI DSS (Payment Card Industry – Data Security Standard) compliant, becoming one of the first travel insurance marketplaces to receive such […]

5 common credit card mistakes and how to avoid them

Laveta Brigham

Americans embrace their credit cards – but the plastic problems are stacking up. (iStock) U.S. financial consumers are big credit card users. A recent survey by Experian found 62% of Americans have between one to five credit cards. With that much familiarity, you may think consumers know how to optimize their card […]

Do These 2 Things if Your Credit Card Has an Annual Fee

Laveta Brigham

Image source: Getty Images. While it doesn’t influence our opinions of products, we do receive compensation from partners whose offers appear here. We’re on your side, always. See our full advertiser disclosure here. When the annual fee on your credit card is coming up, you have a decision to make. […]

Should you renew your travel credit card for 2021?

Laveta Brigham

Travel credit cards can still be useful even when travel plans get sidelined. (iStock) Travel credit cards can offer numerous benefits, including the opportunity to earn airline points, miles on purchases, or hotel points. Using those rewards for free flights or hotel stays can save you money, while added benefits […]

How to Donate Your Credit Card Rewards to Charity

Laveta Brigham

Giving back is more important than ever as the coronavirus pandemic has upended the lives of millions across the globe. While Black Friday and Cyber Monday sales are a great way to save money on holiday gifts, the profits frequently go to major retailers, not local businesses or those in […]

On The Money: Push for student loan forgiveness puts Biden in tight spot | Trump is wild card as shutdown fears grow | Mnuchin asks Fed to return $455 billion in unspent COVID emergency funds

Laveta Brigham

Happy Thursday and welcome back to On The Money. I’m Sylvan Lane, and here’s your nightly guide to everything affecting your bills, bank account and bottom line. See something I missed? Let me know at [email protected] or tweet me @SylvanLane. And if you like your newsletter, you can subscribe to […]

5 ways to pay off credit card debt accrued during coronavirus

Laveta Brigham

The right strategy can make managing credit debt during the coronavirus pandemic easier. (iStock) The coronavirus pandemic has led more Americans to lean on credit cards to pay bills and cover everyday purchases. For some people still facing financial hardship associated with COVID-19, managing credit card debt has become a […]